Top Commercial & Investment Loan Programs for Real Estate Investors

Real estate investors and business owners know that the right financing strategy can mean the difference between an average deal and a great one. Whether you’re acquiring rental properties, flipping homes, or financing a commercial building, having access to a wide range of specialized loan products gives you an edge in a competitive market.

We offer 270+ lender options β€” giving investors more flexibility, better terms, and creative financing solutions others can’t match. Here’s a high-level look at the top commercial and investment loan programs available through our network.

DSCR (Debt Service Coverage Ratio)

Best for:

  • Residential Rental Investors

  • Investors needing scale

  • Cash Flow

  • First-time investors

Hard and Private Money

Best for:

  • Fix & Flip

  • Time-sensitive deals

  • Fast Funding

  • Unique Properties

Commercial or SBA Loans

Best for:

  • Business Owners

  • Office Buildings

  • Retail Centers

  • Warehouses

🏑 DSCR

Debt Service Coverage Ratio

No personal income documentation needed

Property's income and cash flow determine income

No experience required

Close in an LLC & keep it off your personal credit

Property income (divided by) total monthly expense on the property

Refinances close in as little as 5 days

As little as 15% down

Negative DSCR ratio loans available (DSCR > 1.0)

🏘️ Hard and Private Money

Fast closings and unique situations

Fast funding (as little as 5 days)

Interest-only terms

Fix & Flip

Ground up construction (for renting or selling)

Buy Before you sell

Custom terms

Portfolio Loans (multiple properties under one loan)

🏬 Commercial or SBA

Commercial business loans or SBA funding

Long Amortization terms

Multi-use buildings allowed

Horizontal and/or vertical development

Owner Occupied and non-owner occupied options

Multi-phase projects

Committed to providing reliable financial solutions with transparency and care. We’re here to support your journey, every step of the way.

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Trace David, Mortgage Loan Originator NMLS# 2571377, LA, United States.

Nexa Lending NMLS# 1660690

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