About Us

We’re a team of lending professionals dedicated to making finance simple, accessible, and trustworthy. Our goal is to help you move forward with confidence.

Trace David - Team Lead

NMLS#2571377

A dedicated loan officer passionate about helping people achieve their dreams of homeownership with ease and transparency. I entered the mortgage industry because I saw a need for an honest, straightforward approach to financing, especially for those navigating one of life’s biggest financial decisions.

From the start, my goal has been to simplify the mortgage process and make it as stress-free as possible for my clients. I believe in offering personalized, competitive loan options based on a deep understanding of local market conditions, with a commitment to integrity and respect for each borrower’s unique circumstances. My team and I handle everything from pre-qualification to closing, so you can focus on finding your perfect home.

If you’re looking for a reliable loan officer who values transparency, efficiency, and exceptional service, my team would love to assist you. Let’s work together to turn your homeownership dreams into reality.

Erik Santiny - Loan Assistant

NMLS#2584741

I'm here to support you with all your home financing needs — whether you're buying a new home or refinancing your current one. I focus on delivering outstanding customer service and take pride in finding loan solutions tailored to your unique goals and situation. I specialize in conventional, FHA, VA, USDA, investor products, and down payment assistance programs. My mission is to make the mortgage process as smooth and stress-free as possible. When I’m not helping clients, you’ll probably find me working out or spending time with friends.

Megan Barranco - Processor

NMLS#2419740

Megan joined 1st Phase Mortgage in 2022 and is involved in all aspects of loan processing. Driven by a commitment to exceptional customer service, Megan strives to provide a seamless experience for clients from application to closing. She communicates clearly and effectively, guiding clients through the process with transparency and professionalism. In her free time, Megan enjoys reading, art, and traveling as often as possible!

Paul Barranco - Branch Manager

NMLS#84157

Every day I help clients obtain the best loans in Baton Rouge in order to finance their properties. I provide specialized home-buying and refinancing services, and my approach is focused on addressing their needs, and financial situations throughout the entire real estate financing process. I’m experienced, trustworthy, and always reachable. No matter the question, I’m here to provide answers.

Since 2001 I have been working with Conventional, Jumbo, Down-Payment Assistance Program, FHA, FHA 203k Renovation, New Construction, Fannie Mae Home-style Renovation, VA, and USDA type loans. Let my industry experience work for you to achieve your end goals.

Interested in joining the team?

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Currently accepted applications for Loan Originators, Loan Officer Assistants, and Processors

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Committed to providing reliable financing solutions with transparency and care. We’re here to support your journey, every step of the way.

Our Services

Mortgage Loans

Commercial & Investment

Construction Loans

Home Equity Line of Credit

Support

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1st Phase Empowered By NEXA Mortgage or its subsidiaries, affiliates, or agents at the number I provided regarding products or services via live, automated or prerecorded telephone call, text message, or email (even if your telephone is currently listed on any State, Federal or Corporate Do Not Call List). I understand that my telephone company may impose charges on me for these contacts, and I am not required to enter into this agreement as a condition of purchasing property, goods, or services. I understand that I can revoke this consent at any time. You also consent to our SMS terms, Privacy Policy and Terms of Use. By communicating with us by phone or email, you give your full consent for any and all calls, texts and emails to be recorded for quality and training purposes.

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Trace David, Mortgage Loan Originator NMLS# 2571377, Louisiana, United States.

NEXA Mortgage, LLC NMLS# 1660690

Corporate Address: 3100 W Ray Rd Ste 201 Office #209, Chandler, AZ 85226

1st Phase Empowered By NEXA Mortgage is not affiliated with any government agency, including the VA, FHA, or the HUD. Equal Housing Lender.