Top Commercial & Investment Loan Programs for Real Estate Investors

Real estate investors and business owners know that the right financing strategy can mean the difference between an average deal and a great one. Whether you’re acquiring rental properties, flipping homes, or financing a commercial building, having access to a wide range of specialized loan products gives you an edge in a competitive market.

We offer 270+ lender options — giving investors more flexibility, better terms, and creative financing solutions others can’t match. Here’s a high-level look at the top commercial and investment loan programs available through our network.

🏢 1. DSCR Loans (Debt Service Coverage Ratio)

Best for: Rental property investors looking for fast, no-income-verification financing.

  • These loans focus on the property's cash flow, not your personal tax returns. If the rent covers the mortgage (typically DSCR > 1.0), you're in business. Perfect for building portfolios fast.

  • We offer products with no-ratio requirement

  • If you already have a DSCR, refinance with or without cash-out in as little as 5 days

  • No experience required

🔁 2. Fix & Flip Loans

Best for: Short-term investors planning to renovate and sell properties for profit.

  • Fast Funding: As little as 5 days!

  • Flexible draws

  • Interest-only terms

  • 90% Acquisition Funding

  • 100% rehab budget

  • 85% LTC (Loan-to-cost)

🏘️ 3. Portfolio & Blanket Loans

Best for: Investors holding multiple properties.

  • Consolidation: Consolidate several properties under one loan

  • Easier Management

  • Single payment

  • Optimize cash flow

  • Ideal for: Scaling fast and simplifying your strategy

🏬 4. Commercial Real Estate Loans

Best for: Business owners and investors acquiring office buildings, retail centers, mixed-use properties, warehouses, and more.

  • Customizable terms

  • Long Amortizations

  • Owner-Occupied Allowed

  • Investment-only Allowed

🚪 5. Bridge Loans

Best for: Investors needing quick, short-term funding.

  • Great for: Time-sensitive deals

  • Can be used when buying before selling

  • Great for repositioning properties before a refinance

  • Fast closings

  • Flexible structure

  • Customizable terms

Other:
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Trace David, Mortgage Loan Originator NMLS# 2571377, Louisiana, United States.

NEXA Mortgage, LLC NMLS# 1660690

Corporate Address: 3100 W Ray Rd Ste 201 Office #209, Chandler, AZ 85226

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